I think you just made playbooks for a biking PbtA game.

The lifting world has similar tropes. Query: my squat is really starting to suffer about midway up, and it’s making my knee hurt. How can I fix this?

The Bulgarian: just squat more. Like every day all the time.

The Mobility Expert: the problem is likely in your lateral QL and you need to bring up the imbalance in isolation using these three weird exercises.

The Beginner Who’s an Expert: Well if you’re failing, it’s too heavy. Deload to the empty bar and start again until you master the squat.

Etc. I’m tired of drawing a parallel. What I wanted to say is that they’re all probably right and they all have a way to address the problem and move forward, and all of them might even work.

You CAN play Urban Fantasy games with Silent Legions, or Call of Cthulhu, or Urban Shadows, or even D&D if you wanted to. Which tool works depends more on the practitioner and the group than the tool, IMO.